AI Adoption in the Enterprise: A Practical Three-Layer Framework

I’m a finance professional at a large bank in Asia, where a significant part of my work has come to involve AI adoption — building internal tools and analytical infrastructure, and more recently working with a cross-functional team focused on helping different business teams identify how AI can improve their workflows. That means a lot of conversations: with managers, with risk stakeholders, with teams who are enthusiastic and teams who are sceptical. The framework I’m describing here came out of that work directly. ...

May 19, 2026 · 7 min · Si Hang Xie